General Listening Quiz

"Student Loans"

Level: Topic: Speakers: Length:
intermediate student loans man - woman 01:05

Pre-Listening Exercise

How do students go about getting a loan for college (e.g., from family, school, a bank, or other)? What expenses can such loans cover for a university student? Why are such loans needed for some people, but not for others?

Idioms

"a walking encyclopedia" = someone who seems to know everything
"My roommate would do well on a trivia game show. He's a walking encyclopedia."

"have the right stuff" = have the needed skills to succeed
"Susan has the right stuff to get into any school she chooses."

Listening Exercise

A. Listen to the recording and answer the questions.

The man has to drop out of school because he ______.

Well, I have to drop out of school because I don’t have money for tuition.

His father gave him money for tuition, books, and _________.

What? I mean, your dad gave you enough money to pay for tuition, books, and room and board for the whole year.

He bought a new motorcycle because ______.

Man: Uh, well, to be honest, I spent some of the money on a new motorcycle . . . What? Your old one was working just fine. Woman: Yeah, but my girlfriend didn’t like the color.

He also purchase a phone, some clothing, and a ________.

Yeah . . . Uh, I spent some on a new smartphone, a few dollars on some designer clothing, and a new dog.

The woman suggests he get a loan from _______.

Woman: Or you could ask your dad for more money. Man: I can’t do that! I’m not that desperate. I’ll just have to figure that out myself.

Post-Listening Exercise

How do you (did you or will you) pay for your college expenses? Explain your experiences.

Online Investigation

Use the Internet to answer some of these questions:

  1. What expenses do student loans cover?
  2. What are the ins and outs (good and bad points) of taking out a student loan?
  3. What are the interest rates on student loans?
  4. What other grants or scholarships are sometimes available at schools in your area?