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General Listening Quiz

“Payday Loans”

Level: Topic: Speakers: Length:
intermediate payday loans man – woman 01:43

Pre-Listening Exercise

Is borrowing money for these things a good idea? Why or why not?

  1. a new car
  2. a used car
  3. a vacation
  4. school tuition
  5. new clothing
  6. a wedding
  7. cosmetic surgery
  8. a smartphone
  9. a house


nest egg” = extra money to save for the future
We need to have a nest egg in case the economy worsens.”

be broke” = be out of money
Brandon is broke, so I can’t buy any food this week.”

Listening Exercise

A. Listen to the recording and answer the questions.

Post-Listening Exercise

Listen to the conversation again. What advice can you give the man in this situation? Is he making a good choice? Are there other ways he could pay for his plans instead of taking out a payday loan? Explain.

Online Investigation

Use the Internet to learn more about the advantages and disadvantages of payday loans. Are such companies or services available in your country? 

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