“Credit Cards”



Pre-Listening Question

Are birthdays celebrated in your culture and/or family, and if so, how are they observed (activities, food, guests, gifts)?

Vocabulary and Expressions

Here are some words and expressions that appear in the video:

discipline (noun): the mental ability to keep working on something that is difficult
– I don’t know if James has the discipline to take early morning classes at college. He is not a morning person.

– It takes discipline to save money for retirement.

pay off (verb phrase): pay a debt in full
– How long did it take you to pay off your car loan?

take care of something (verb phrase ): deal with a situation, attend to something, be responsible for something
– If you don’t take care of your credit card debt quickly, you can end up owing a lot of money for years.

Listening Comprehension Questions

Now, watch the interview and answer the comprehension questions. You can also turn on the automatically-generated captions for the video once you start it.

Conversation Questions

In what situations do people use cash or a credit card in your area (e.g., at a restaurant or in a open market place)? How have methods of payment changed over the years?

Related Language Activities on Randall’s Web Site

The following activities deal with related topics to give you additional language practice.

Try More Free Listening at